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Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Insurance Solutions Group agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Location

Insurance Solutions Group

4699 Auvergne Avenue, Suite 14
Lisle, IL 60532
Main office: 630-948-8325
Fax: 630-756-4104

Our Providers

Testimonials

Mike Kilroy is my "guy", I leave all my insurance headaches up to him. I've been working with ISG since I started my business and couldn't be happier. I recommend it to anyone who is looking to get best insurance prices around. They handle everything extremely professionally and in timely manner.

Kristina P.
ISG. Is a great company to work with. Mike Kilroy has helped me find an affordable insurance that works for me not once but twice. I would recommend ISG to anyone, anywhere, anytime. Give them a call now!

Juan E.
The ISG team has been a dream to deal with. This company is conscientious and focused on helping their clients find the right product. As a health market consultant, I am empowered by the partnership I have with ISG.

Martin M.